A loan of $700 helped to construct a greenhouse.

Anthony's story

Anthony is a farmer in the Litein area of South Rift, Kenya. He has four children and has been doing farming work for 12 years. His primary income sources are milk and personal business. He will use the loan to construct a greenhouse.

Anthony stated what is most enjoyable about farming: 'Business!' His biggest challenge is: 'Insufficient funds.' Animals on the farm have been given the names of: 'Lelkina and Cheseger.'

Anthony was asked why he chose Juhudi Kilimo for this loan, to which he replied: 'The interest rate is low.' This client was also asked what was learned during Juhudi Kilimo's required microfinance training session: 'That they offer a grace period like Juhudi.'

His highest monthly expense is school fees. When asked, 'How will this loan benefit your family?,' Anthony replied: 'In paying for my children.'

As part of Juhudi Kilimo's loan appraisal process, each borrower's assets are evaluated. Anthony owns the following: 'cow, poultry,' but he does not own: 'pig, pump, bicycle, motorcycle, automobile.' Juhudi Kilimo also tries to measure any change in living standards, based on this loan. This borrower has in the household: 'mosquito net,' but does not have: 'electricity, solar power, running water, sewing machine, TV, DVD.'

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details