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Jose Miguel
José Miguel is a very hardworking person from Tarija. He is 29 years old, married, and has two little children who are 9 and 2 years old. He takes care of them a lot together with his wife. José Miguel did not go to school due to economic and personal problems, so from a young age he dedicated himself to civil construction as a bricklayer. He has begun to acquire tools for individual work as a contract worker, which brings him a better income, but he need to buy a small mixing machine and some other tools not that he is at the point of beginning another project. For this motive, he is asking for this new loan to make more income and be able to grow economically so he can continue supporting his wife and children, and also so he will be able to save and buy them a plot of land because they currently live with his wive's parents who only support them with the house.
View original language description ↓
José Miguel es una persona muy trabajadora que vive en la ciudad de Tarija, él tiene 29 años de edad, es casado y tiene dos pequeños hijos de nueve y dos años de edad, a los cuales apoya mucho junto a su esposa; José Miguel no estudio por problemas económicos y personales así que se dedicó desde muy joven a la construcción civil (albañil), actualmente empezó a adquirir trabajos de forma individual como contratista, lo cual le genera mejores ingresos, pero necesita comprar una maquina mescladora pequeña y algunas herramientas más, ya que está a punto de empezar otro trabajo más, es por este motivo que hace la solicitud de este nuevo crédito, para así generar más ingresos y poder crecer económicamente, continuar apoyando a su esposa e hijos y poder ahorrar para comprarse un lote de terreno ya que actualmente vive en casa de los padres de su esposa que los apoyan solo con vivienda.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 120
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose Miguel to buy a small mixer.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Apr 9, 2013
Currency Exchange Loss:
Jul 20, 2013