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This is 46-year-old Yayah. He is married and has five children aged 19, 16, 14, 12 and 8. In 2002, Yayah established his used bed sheet business. He began his business just to enable him to take good care of his family. His business is located at the city center and his main customers are men and women.

Working 7 days a week and 10 hours a day, he earns about Le 250,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Yayah has already received and successfully repaid 1 loan and now requires a new loan in order to buy bales of used things for 3,000,000. He hopes that this loan will enable him to buy quality products that will increase his sales.

In the future, Yayah plans to complete the construction of his unfinished house. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 48
    View loans »
    Sierra Leone Loans Fundraising
  • $9,977,925
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Yayah to buy used clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 26, 2013
Currency Exchange Loss:
Oct 17, 2013