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Mr. Khat C., 33, is a widower and lives with his only child in Prey Veng province, Cambodia. He is a truck driver and his truck is used to transfer a large amount of soil from place to place. Since 2003 he has been in the business of selling soil by using a big truck. On average, he makes USD $5 per day.

Currently Mr. Khat is earning less profit because his truck is too old and uses a lot of gas. He wants to replace the old and unreliable motor to make his truck more fuel efficient. This move would allow his business to be both more economical and environmentally friendly.

CREDIT MFI is an independent Cambodian faith-based organization. It aims to empower the economically active poor and small entrepreneurs by providing inclusive financial services.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 93
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Khat to replace an old motor for his truck.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2008
Jul 23, 2008
Currency Exchange Loss:
Sep 15, 2009