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Betty Carmen
Betty is 35 years old and lives in Libertad.

She began selling a little merchandise with her aunt— in her neighborhood to her friends and family, but little by little became independent, until she began to sell on her own. She sells clothing every day from 9:30am until 11:00am, so there is time for her to go out again at 4:00pm until 6:30pm.

She has no problems in her work. She has a husband who works in construction, and they have three children, ages 14, 13, and 10.

With the loan she is going to buy merchandise for her business, such as T-shirts, pants, blouses, etc. She wishes to improve her quality of life.
View original language description ↓

La Señora Betty vive en Libertad, ella tiene 35 años de edad.
Ella comenzó vendiendo con su tía poca mercadería, en su vecindario, a sus amistades, a su familia pero poco a poco se fue independizándose hasta que ella empezó a vender ya sola.
Ella vende la ropa todos los días de 9:30 de la mañana hasta las 11:00 del día y ahí se da un tiempo para volver a salir a las 16:000 hasta las 18:30 de la tarde.
No tiene ninguna dificultad en su labor.
Ella si tiene esposo y trabaja de albañil, y tienen 3 hijos de 13, 10 y 14 años edad.

Con el préstamo ella va a comprar mercadería para su negocio como: camisetas, pantalones, blusas. etc.
Ella desea mejorar su calidad de vida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Betty Carmen to buy merchandise for her business: T-shirts, shirts and pants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 1, 2013
Currency Exchange Loss:
May 6, 2014