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Yisel Isabel
Since 2010, Yisel decided to undertake an activity in which she could generate an income to help support her household's spending, her family is made up of her partner and their two children aged 2 years and 6 months respectively. As such, she saved a little of the family budget and, supported by her partner, she bought her first items such as necklaces, shoes and perfume which she sells by herself, and it is going very well.

She then bought her first glass cabinet and little by little she made her mark in the market, to the point of partnering with a business which offers a wide range of products via specialized product guides. Her business today has grown because she sells by credit and on a cash basis, however, on several occasions, particularly in seasons where sales rise, her working capital is insufficient to meet demand and this is precisely why she is applying for a Kiva loan, the first type of financing from the Mario Santo Domingo foundation. With this loan, she will buy jewelry products and will sell to her more well-off customers, all of this because her dream is to finally have a well-stocked commercial store where her customers find all they need.
View original language description ↓
Desde al año 2010 Yisel decidió emprender una actividad con la cual generar ingresos para respaldar los gastos de su hogar, conformado por su cónyuge y sus 2 hijos en las edades de 2 años y 6 meses de nacido. Así fue como ahorró un poco de su presupuesto famliar y apoyada por su cónyuge compró los primeros articulos como collares, calzado y perfumería, que vendió por su propia cuenta y le fue muy bien. Posteriormente compró su primera vitrina y paso a paso se fue involucrando en el mercado, hasta que accedió a afiliarse a una empresa que ofrece, mediante guias especializadas de productos, diversidad de mercancias. Su negocio hoy ha crecido porque maneja ventas a credito y de contado, pero muchas veces y en especial en temporadas donde las ventas se incrmentan, su capital no es suficiente para respodner a la demanda y esto es justamente la razón por la cual acude a un credikiva, primer financimaineto que hace a la Fundación Mario Santo Domingo, mediante el cual comprará productos de bisuteríaque venderá entre su clientela mas rentable, porque su sueño es finamente tener un local comecial bien surtido donde su clientela encuentre todo lo que necesita y desea.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 277
    View loans »
    Colombia Loans Fundraising
  • $17,889,125
    Funds lent in using Kiva
  • 1,822.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Yisel Isabel to buy jewelry.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 24, 2013
Currency Exchange Loss:
Jan 20, 2014