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Deivy is 24 years old, he is single and lives with his parents and siblings who are his main priority. With this loan, he plans on buying construction equipment and tools. As well as being able to buy a few better quality tools and to make him more efficient in his work. With these tools, he hopes to carry out his work in less time and improve the quality of his work as well as have more construction requests. Deivy also hopes that he will earn a bit of profits, in doing so improve his family's living conditions as well as invest a bit more in his trade and achieve a few goals. This is Deivy's first loan from FUDECOSUR. He has never had any other loans from state banks, but FUDECOSUR offered the loan with easier access and much lower interest rates.
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Deivy, tiene la edad de 24 años, está soltero, vive con sus padres y hermanos que son su mayor prioridad. Con su crédito pretende hacer la compra de herramientas y equipo para la construcción. Además de poder comprar unas herramientas de una mejor calidad y que le puedan brindar un buen rendimiento en el momento de desarrollar los trabajos. Con estas herramientas espera realizar los trabajos en menos tiempo y mejorar su calidad de trabajo y tener más ofertas de construcción y espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en la actividad y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 13
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Deivy to buy tools.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 24, 2013
Currency Exchange Loss:
Apr 17, 2016