Junior is single and does not have kids. He lives in his parents’ home, which is located in the community of Chijipina Grande in the locality of Achacachi. He already finished secondary school and now works as a dairy producer in his community. He needs the loan to buy a milk cow, and in this way increase his production of milk and improve his income. Junior’s dream is to have a house of his own. This is the first time that he is requesting a loan with IMPRO and the first time with Kiva.
Junior, es soltero y no tiene hijos , viven en casa de sus padres, la casa se encuentra ubicada en la comunidad de Chijipina Grande en la localidad de Achacachi.
El ya termino el nivel secundario y ahora trabaja como productor lechero en su comunidad.
El crédito lo requiere para compra de una vaca lechera y de esta manera incrementar su producción de leche y mejorar sus ingresos.
El sueño de Junior es tener su casa propia.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.