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Marianna is a 20-year-old student from Yerevan. She studies at Armenian State Economic University. Marianna lives with her parents and grandmother, who is 79 years old and is retired with a retirement pension.

Marianna's parents work at local companies, but unfortunately, their salaries are not enough to make ends meet and it is very difficult for them to save money for Marianna's education.

Marianna has applied for this loan to pay for her university tuition. It is very important to her that she complete the education and become a good specialist. She dreams to have a well-paid job and to sustain her family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Marianna to pay for her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 1, 2013
Currency Exchange Loss:
Apr 16, 2014