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Yasemen is married; she is 50 years old. Her daughter is married. Yasemen's husband works as an electrician and earns a salary of AZN 300.

Yasemen started her business of livestock breeding after the collapse of the Soviet Union. When the factory where her husband has been working was closed, to earn money to provide her family, she started an agriculture business with one cow that she had in her yard. She was selling milk and yogurt. Thanks to perseverence and hard work, Yasemen was able to develop her business. Currently she has six cows and four head of cattle.

Yasemen wants to develop her business. She asked for a loan in the amount of AZN 1,000 for the purchase of sheep. She plans to invest the income from the loan in developing her business and in improving the family's welfare.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Yasemen to purchase sheep to develop her livestock business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 26, 2013
Currency Exchange Loss:
Apr 16, 2014