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Shamim is a 45-year-old married woman and a loving mother of seven children, two daughters and five sons. She enjoys her business of tailoring and earns a sufficient amount of income to contribute to the family income. Shamim has in-depth knowledge of high quality tailoring and her son also helps in her work. She earns enough for a hand-to-mouth existence. She has gradually improved her business with the support of Kashf Foundation. Currently she requested a loan of PKR 30,000 to buy one more sewing machine with more spools of threads to meet the customers’ orders on time. She expects a boost in her net income and wishes to spend part of the income on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shamim to buy one more sewing machine with more spools of threads to meet the customers’ orders on time.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 1, 2013
Currency Exchange Loss:
Feb 17, 2014