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Citra Jaya Group
In this Group: Hadi, Eis, Djumiati, Siti, Mualipah, Yanah
Forty-year-old Hadi is from Kebon Pala, Jakarta, Indonesia. She is married to Ridwan who works as an air conditioning maintenance man. She has two children, Kusuma, 16 years old, and Dewanto, 10 years old.

Hadi has two businesses in her house. In the morning she sells nasi uduk, a traditional breakfast in Java, in front of her house from 5:30 to 6:30 a.m. After that, she sells children snacks in front of her house. Hadi and her family still live with her parents.

Hadi has plans to add drinks to her business, so Hadi will use this loan to buy avocados, oranges to make juice and some kind of instant powder drink. Hadi will use this loan to buy instant noodles also.

From this business, she can provide her children's transportation fees to school. She can get 150,000 per day from both of her businesses. She has a dream of seeing her child work in a government company.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 62
    View loans »
    Indonesia Loans Fundraising
  • $6,275,400
    Funds lent in using Kiva
  • 9,730.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Citra Jaya Group's $1,200 loan helped a member to buy fruit such as oranges and avocados, and instant noodles.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 25, 2013
Currency Exchange Loss:
Mar 22, 2014