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Gulnara is 48 years old, she is married and has 4 children. Gulnara raises livestock as the main source of income. Having started this business with 4,000 som (KGS) after the breakup of the USSR, thanks to her hard work, Gulnara was able to expand her holdings to a monthly profit of 12,000 som (KGS). Today her holdings include 10 horses and 40 sheep. Thanks to profits from her holdings, Gulnara pays for her family's needs. Gulnara sells milk and dairy products out of her home. In order to further grow her business, Gulnara turned to Bai Tushum & Partners for a loan of 100,000 som (KGS) for the purchase of more sheep. This will allow her to increase her income from reselling livestock. Gulnara plans to invest the profits from the loan into further growing her business and in the future would like to buy a refrigerator for her home.
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Гульнара 48 лет, замужем, имеет 4 детей. Гульнара в качестве основного источника дохода занимается животноводством. Начав этот бизнес с суммы в 4,000 сом (KGS) после развала СССР, благодаря упорному труду Гульнара смогла развить хозяйство с ежемесячной прибылью в сумме 12,000 сом (KGS).На сегодняшний день в хозяйстве имеется 10 лошади и 40 голов овец. Благодаря прибыли от хозяйства, Гульнара оплачивает затраты на основные нужды семьи. Гульнара продает с дома молоко и молочную продукцию. В целях дальнейшего развития своего хозяйства, Гульнара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) для покупки дополнительных голов овец. Что позволит увеличить доходы от перепродажи скота. Доходы от кредита Гульнара планирует вложить в дальнейшее развитие своего хозяйства и в будущем хочет приобрести холодильник для дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulnara to purchase more sheep for fattening and resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Mar 24, 2013
Currency Exchange Loss:
Apr 16, 2014