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Heb's Group
In this Group: Heb, Rom, Phalla
Heb is 47 and married. She has two children. Living in a village of the Ek Phnom district, Hem has farmed rice and raised cows for 4 years. She complements that income by selling desserts. Heb manages to earn about 70,000 Riels (KHR) per day to feed her family.

Heb has taken out and completely repaid five loans through VisionFund. The loans have helped her better support her family with enough food. Now leading her group to ask for a loan, Heb wants to use her portion to buy rice seeds for her farmland and to pay for plowing the field. She hopes to increase her crop yield so as to sell it for a good price.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,994.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heb's Group's $1,075 loan helped a member to buy rice seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 25, 2013
Currency Exchange Loss:
Mar 17, 2014