A loan of $2,100 helped to purchase 4 heifers and to prepare for spring work.

Kaldykyz's story

Kaldykyz is 46 years old, married, and has 3 children. As the main breadwinner of the family, for many years she has been working in animal husbandry, having started this business with a sum of 40,000 Kyrgyzstan Som. Thanks to her hard work, today her farm includes 2 cows and 3 horses, and she works a 2.88 hectare plot of land every year. The sale of milk and agricultural produce brings in earnings of around 12,000 Som per month. For the purpose of further developing her business, Kaldykyz has approached Bai Tushum & Partners for a loan of 100,000 Som to buy 4 heifers for 20,000 Som each, 10,000 Som worth of fuel, and 10,000 Som worth of bean seeds so that she can increase her income from selling milk, dairy products, and agricultural produce. She will use the income generated by this loan to invest into the development of her business.

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Translated from Russian by Kiva volunteer Tracey Orr

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