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Kaldykyz is 46 years old, married, and has 3 children. As the main breadwinner of the family, for many years she has been working in animal husbandry, having started this business with a sum of 40,000 Kyrgyzstan Som. Thanks to her hard work, today her farm includes 2 cows and 3 horses, and she works a 2.88 hectare plot of land every year. The sale of milk and agricultural produce brings in earnings of around 12,000 Som per month. For the purpose of further developing her business, Kaldykyz has approached Bai Tushum & Partners for a loan of 100,000 Som to buy 4 heifers for 20,000 Som each, 10,000 Som worth of fuel, and 10,000 Som worth of bean seeds so that she can increase her income from selling milk, dairy products, and agricultural produce. She will use the income generated by this loan to invest into the development of her business.
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Калдыкыз 46 лет, замужем, имеет 3 детей. Калдыкыз в качестве основного источника дохода для своей семьи, на протяжении многих лет занимается животноводством, начав этот бизнес с суммы в 40,000 сом. Благодаря упорному труду Калдыкыз в ее хозяйстве на сегодняшний день имеется 2 коровы и 3 лошади и ежегодно обрабатывает 2,88 га земли, продажа молока и полеводство приносит около 12,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Калдыкыз обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 4 нетелей по 20,000 KGS, на 10,000 KGS закупить ГСМ, на 10,000 KGS закупить семена фасоли в дальнейшего увеличения доходов от продажи молока и молочных продуктов и доходов от полеводства. Доходы от кредита Калдыкыз будет вкладывать в дальнейшее развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 64
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Kaldykyz to purchase 4 heifers and to prepare for spring work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 24, 2013
Currency Exchange Loss:
Apr 16, 2014