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Virginia is 58 years old and married with five children.

Virginia works hard to provide for her family. She runs a general store in the Philippines and requested a 15,000 PHP loan through NWTF to buy items to sell like soap, milk, coffee, and spices.

Virginia has previously borrowed and repaid 15 loans from NWTF. She has been running the general store for 13 years and also earns an income buying and selling fermented shrimp and fish as well as dried fish.

Virginia aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 424
    View loans »
    Philippines Loans Fundraising
  • $69,767,475
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Virginia to buy items to sell like soap, milk, coffee, and spices.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 25, 2013
Currency Exchange Loss:
Oct 17, 2013