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Carolina Gabriela
Carolina is a 19 year old young woman. She lives with her parents and her siblings in the city of Nazca. She is a very kind, hard-working, and enthusiastic person. She has a great desire to improve herself. Sadly, due to the lack of financial resources and the need to work to help her parents, Carolina has not been able to complete her studies as a graphic designer.

In her free time she likes to watch television. Sometimes she makes the delicious ‘Causa Rellena’ [layered potato dish that's made with yellow potatoes and either chicken or tuna salad] to share with her family.

On her own initiative and with great determination and dedication, Carolina works as a waitress in a poultry shop in her city. She waits on the public, and she is able to work for approximately ten hours. Carolina believes that it is going well for her because of her sense of responsibility and integrity.

Carolina is very grateful to the Kiva lenders. Thanks to the help given to her she will be able to buy a bed and a mattress. These will be very useful because she and her little brother now share the same bed. This way she wishes to somewhat improve her living conditions and those of her family.

Carolina will continue working and putting forth great effort in order to fulfill her big dream of being able to complete her professional studies, This way she wishes to get ahead together with her family.
View original language description ↓
Carolina es una joven de 19 años, es soltera, vive en la ciudad de Nazca con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar para ayudar a sus padres, Carolina no ha podido culminar sus estudios como Diseñadora Grafica, en sus ratos libres le gusta ver televisión y en algunas ocasiones cocina una riquísima Causa Rellena para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Carolina trabaja como mesera en una pollería de su ciudad, ella brinda atención al público y puede trabajar por un aproximado de 10 horas, Carolina cree que le va bien por su responsabilidad y honradez.
Carolina se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una cama y un colchón, los cuales le servirán de mucho, ya que actualmente ella y su pequeño hermano comparten la misma cama, de esta manera ella desea brindar mejorar en algo las condiciones de vida de ella y su familia, así pues Carolina seguirá trabajando y esforzándose para lograr su gran sueño de poder culminar sus estudios profesionales y así junto a su familia desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Carolina Gabriela to buy a bed and a mattress.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 23, 2013
Currency Exchange Loss:
Jan 17, 2014