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Julia Maria
View original language description ↓
Maria lives in the neighborhood of Laureles Sur. She is 58 years old, single and her children are already married. Maria has seven years of experience running a general store which has given her a lot of management experience. She started the business with her own savings and used the proceeds from her sales to grow and offer a wide variety of products. Her home does not have a front wall which would give her added security for her business, the money from this loan would be used for the wall's construction.

Translated by Kiva volunteer Julie Lerch

Doña Maria habita en el barrio Laureles Sur, tiene 58 años de edad, es soltera y sus hijos ya están casados.

Doña Maria tiene una pulpería desde hace siete años en los caules ha adquirido mucha experiencia de administración y en los cuales ha podido diversificar grandemente sus productos con las ganacias obtenidas,el negocio lo logró montar con dinero que ella tenía ahorrado.

Su casa no cuenta con un muro frontal que pueda brindarle toda la seguridad necesaria a su negocio, y el dinero producto del préstamo lo coupará para dicha construcción.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Julia Maria to build a wall in front of her home.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 20, 2008
Jun 27, 2008
Currency Exchange Loss:
May 15, 2009