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Update on Bintu

This is 36-year-old Bintu. She is married and has four children aged 17, 14, 10 and 7. She has two additional dependents, who live with her for schooling. In 2001, Bintu established her clothing and textile business. She began her business just to generate enough funds to support her children’s education. Her business is located in the city center and her main customers are both men and women. Working 7 days a week and 11 hours a day, she earns about SLL 540,000 every month from this business.

She would like a loan of SLL 6,000,000. Bintu has already received and successfully repaid one loan, and now requires a new loan in order to buy ladies trousers for SLL 1,500,000, suitcases for SLL 1,000,000 and napkins for SLL 500,000. She hopes that this loan will increase her stock level. In the future, Bintu plans to buy more stock for her shop and to educate her kids. She appreciates the gesture she is receiving from Kiva. She thanks you for your support.

Previous Loan Details

This is 35-year-old Bintu. She is married and has four children, age 16, 13, 10 and 7, all schooling. She has two additional dependents who live with her for schooling. In 2001, Bintu established her clothing business. She began her business because she wants to generate enough funds to suppor... More from Bintu's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,320.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Bintu to buy clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 25, 2013
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Bintu. It was first posted on Kiva on Oct, 2012. Learn More