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This is 60 year-old Iye. She is a widow and has two children aged 40 and 35. In 1983, Iye established her local goods (garri, pepper, groundnuts, palm oil etc.) business. She began her business because she did not go to school and because she was fostered by her aunt who is a business woman who introduced her to the business which is now her livelihood.

Working 7 days a week and 10 hours a day, she earns about SLL 881,000 every month from this business. She would like a loan of SLL 3,000,000. Iye requires a loan in order to purchase five bags of garri, 10 bags of pepper, and 20 bags of groundnuts.

In the future, Iye plans to improve on her existing business in order to save enough for her retirement age. Competition is her challenge. The business that she is dealing with requires a lot of capital. She needs additional capital to add to her operating capital. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,320.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Iye to purchase five bags of garri, 10 bags of pepper, and 20 bags of groundnuts.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 25, 2013
Currency Exchange Loss:
Nov 17, 2013