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Lutfullo is a 40-year-old businessman who has a lot of experience in the area of fattening cattle. He lives in a rural region. He is married and has 2 children, a son and a daughter, who are in school. His wife works in the local farming sector, and in her free time, she helps her husband. Lutfullo currently has 1 cow with a calf and 2 fattened bulls. His wife milks the cow and sells the milk, and he buys cattle, fattens them and sells them to butchers. He and his wife try to earn a good income so they can improve the family's standard of living and housing conditions. He also has a 1 hectare plot of land where he grows agricultural produce. Lutfullo is seeking a loan to buy cattle to increase his herd so he can earn a larger profit.
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Лутфулло предприниматель в возрасти 40 лет, имеет большой опыт в области откармливание КРС. Он живет в сельской местности. Женат, имеет двоих детей сын и дочка. Дети учатся в школе. Данное время у Лутфулло имеется 1 корова с теленком и 2 откормленных быков. Жена доит корову и продает молоко. Лутфулло покупает бычков, откармливает их и продает мясникам. Жена работает в дехканском хозяйстве, а в свободное время помогает мужу. Лутфулло и его жена стараются получит больше доходов чтобы их жилищные условия улучшились. Данный момент Лутфулло имеет земельный участок 1 га чтобы выращивать сельхозпродукцию. Он берет кредит для покупки КРС для расширение количество голов КРС чтобы получить больше прибыли.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lutfullo to purchase livestock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 24, 2013
Currency Exchange Loss:
Dec 17, 2013