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Valijon is a businessman and lives in a rural area. He fattens cattle for a living and has a lot of experience in this field. He also grows agricultural crops. He is married and has 4 children who are in school. His wife works in the farming sector. The combined incomes of Valijon and his wife are only sufficient to cover the family's expenses. The children are growing up, and there will be post-secondary education to be paid for and weddings to be hosted. Covering these costs will require a large outlay of money, and for this reason, Valijon has approached Arvand for a loan. He wants to purchase cattle for the further expansion of his herd which will give him an opportunity to increase his income, and to realise his plans.
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Валижон предприниматель, живет в сельской местности. Он занимается откармливанием крупнорогатого скота и имеет большой опыт в этом бизнесе. Кроме этого он занимается выращиванием сельскохозяйственной продукции. Валижон женат, имеет четверых детей. Дети учатся в школе. Жена работает в дехканском хозяйстве. Доход, который он и его жена получают хватает только для семейных расходов. Дети стали взрослыми и они должны учиться в высших учебных заведениях. Надо проводить свадебные мероприятия. Для этого нужны большие деньги и поэтому Валижон обратился в "Арванд" за кредитом. Валижон хочет взять кредит для покупки скота для дальнейшего расширения поголовья, это даст ему возможность увеличитьь свои доходы и осуществить свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 229
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Valijon to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 23, 2013
Currency Exchange Loss:
Apr 16, 2014