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Shamsiddin is simple and helpful young man. He is a caring father of five children and a loving husband. For the last 25 years, from his early childhood, he has worked as a rancher. His grandfather and father were butchers. Shamsiddin continues on in the footsteps and also became a butcher. This allows him to earn extra income. Since he has a large family, he needs to have multiple sources of income. He skillfully combines breeding, butchery, and farming activities. Basically, he breeds, raises and sells cattle. This is his main source of income that provides for his family, his children's education and general living expenses. Shamsiddin and his wife try also to set aside for their children's univeristy tuition. Using his experience and seasoned skills, he would like to buy an additional cow and feed for his cattle. But he doesn't not want to use his savings since it will be difficult to rebuild them. He turned to Arvand for a loan to help. He hopes his plans come to fruition.
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Шамсиддин простой и отзывчивый молодой человек. Он заботливый отец пятерых детей и любящий муж. С самого раннего детство занимается скотоводством. Его дедушка и отец были мясниками. Шамсиддин также продолжил дело своих отцов и стал мясником. Своим делом дополнительно зарабатывает на жизнь. Так как он имеет большую семью ему приходится одновременно заниматься несколькими делами. И он умело совмещает скотоводство, мясничество и также занимается дехканским хозяйством. Вот уже 25 лет Шамсиддин занимается скотоводством. В основном разводит, откармливает и продаёт крупнорогатый и мелкорогатый скот. Этим получает свой основной доход, которое тратит на жильё, учебу детей и проживание. Шамсиддин с женой стараются также отложить на поступление детей в ВУЗ. Пользуясь случаем и сезонностью он хочет приобрести дополнительно корову и корм для скота. Но не хочет трогать свои сбережения, так как заново копить денег будет тяжело, а дети уже подросли. В надежде на помощь и поддержку Шамсиддин обратился в «Арванд» за кредитом. Он очень надеется, что сможет реализовать все свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Shamsiddin for the purchase of a cow and feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 22, 2013
Currency Exchange Loss:
Aug 17, 2013