A loan of $900 helped a member to pay for purchasing rice, sugar, oil, noodles, potato, onion, dough, etc.


Mahalaxmi-1 Group's story

Rebati, a married woman 48 years old, lives in the district headquarters of Kalahandi district, i.e. Bhawanipatna, of Odisha, India. The lady standing second from left in the sky color sari with raised hand is Rebati. She lives with her husband and two sons, age 29 and 20. She is very energetic, hardworking and enthusiastic and she always devotes her efforts to get her family ahead. For 20 years, Rebati has been running a general shop. Initially, she started the business in a low profile with limited items like potato, soap, sugar, tea dust, tobacco, chocolates, etc. Gradually, she expanded her business and added extra items regularly. Now her son is looking after the business.

In the year 2009, Rebati, along with three other women of her locality, formed a Joint Liability Group named Mahalaxmi-1 and took a loan from Mahashakti Foundation for the development of their business. All members hail from poor backgrounds in the Below Poverty Line category. This is the third loan of her group.

During the last three loans, Rebati has been able to add some grocery items like dough, oil, spices, etc. Now she is earning 500 INR daily from her business. Rebati wants to keep more stock for her shop, but due to financial scarcity, her son has to go to the nearest market to buy items for her grocery shop regularly. Due to frequent purchases, she incurs losses due to transportation costs. So from the present loan she has planned to buy in bulk merchandise for her business such as rice, sugar, oil, noodles, potato, onion, dough, etc. She expects to increase her sales and thereby her income for her overall development. Rebati hopes to build a permanent house for her family and get her sons married.

The other three members of the group are Padmalaya, Binodini and Purnima running tailoring center, auto repairing center and betel nut shop respectively.

In this group: Binodini, Rebati, Purnima, Padmalaya
*not pictured



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