A loan of $1,300 helped a member to purchase more utensils.


Maa Kalijai Group's story

In the year 2012, five active women entrepreneurs of Muniguda town of Rayagada district in Odisha, India formed a group named Maa Kalijai to access a loan from Mahashakti Foundation to expand their existing business. Sasmita is one of them. The lady standing on the extreme left with a raised hand in the photograph is Sasmita. She is an energetic lady of 23 years who lives with her husband and only son, three years old

Sasmita is has been running a silver jewelry shop in her house for the last two years. Her husband is running a utensils-selling business by moving to nearby villages and weekly markets via a moped. Previously, he was running a utensils shop in a cabin but due to lack of capital, he could not continue the same successfully. So Sasmita formed this group and took a loan of 14,000 INR from Mahashakti Foundation to invest in her business. She added another 36,000 INR from their savings and with a capital of 50,000 INR, gave a new look to the present business. They started two businesses. One is silver jewelry selling at the home for her and the other is the utensils business for her husband for mobile vending. As Sasmita had experience managing a similar type of business from her parental house, she is successfully managing her jewelery shop. Sasmita’s family earns a daily net income of 500 INR from the existing two businesses. Out of this income, she has been able to manage her household expenses in a decent manner. Sasmita buys the jewelry as well as the utensils from the local wholeseller twice a month. With the present loan, Sasmita wants to increase the stock of utensils by purchasing in bulk. This will help her to reduce the purchasing cost as she replenishes her stock frequently. Sasmita hopes to save enough money to provide better education to her only child and build a house for her own.

The other four members of the group are Anusaya, Tikina, Ramakumari and Gori who are successfully running small enterprises.

In this group: Anusaya, Gori, Tikina, Ramakumari, Sasmita
*not pictured



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