Nihad lives in Kilifi area of Coast Province, Kenya. She is married and has two school-going children. She owns a retail shop, a business which has been running for six years. In the business, Nihad sells mattresses, bed sheets, and related items. She also runs a salon.
Nihad learned about Milango through friends who invited her to the group. She joined with the aim of accessing credit to improve her business operations. Her main challenge is occasional low demand.
Nihad is applying for a loan of 31,500 Kenyan shillings to buy more mattresses. The extra income from the loan will be added to her savings to improve on the living standard of her family and to restock the shop.