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Miguel Rogelio
Miguel is a 22-year-old single man with no children. He lives with is parents in the community of Tambanal in the canton of Chillanes in the province of Bolívar.

He is a member of the community bank San Juan Bautista, which is in the city of Tambanal, which is 40 minutes away from the cooperative farm where he works growing plants and raising animals. He grows corn and beans, and he also raises cows, pigs and chickens.

He is seeking a loan in order to buy a cow. He will make the purchase in Chillanes. His dream is to have his own land that he can rent out and also use for his own crops. He faces challenges such as low prices for his products and bad weather. In his free time he likes to enjoy community festivals and carnivals.
View original language description ↓
MIGUEL tiene 22 años de edad es soltero no tiene hijos, vive con los padres en el Cantón Chillanes Provincia de Bolívar comunidad Tambanal.

Pertenece a la VRC SAN JUAN BAUTISTA se encuentra formada y creada en la ciudad de Tambanal a una distancia de 40 minutos de la oficina de la cooperatva, La actividad económica es la agricultura, crianza de animales.

MIGUEL se dedica a la agricultura a la siembra de maíz, fréjol,además se dedica a la crianza de ganado, pollos y cerdos.
Solicita el crédito para comprar un ganado vacuno. Con la ayuda del crédito podrá comprar el ganado. La compra la realizará en Chillanes.

El sueño es tener terrenos propios para poder arrendar y un poco sembrar. Los desafíos a los que se enfrenta es el bajo precio de los productos y el mal tiempo.
En el tiempo libre le gusta disfrutar de las fiestas de la comunidad y del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Miguel Rogelio to purchase a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Mar 22, 2013
Currency Exchange Loss:
Apr 17, 2014