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Rosa María
Rosa María lives in the capital city, Managua. She is a very hardworking person. She is a single mother with two children in her care. At the moment she works in a state university. She has more than 24 years of service as a cleaner.

She will use the loan that she is requesting from CEPRODEL to invest in the purchase of building materials, such as tiles and Boom (fast curing expanding foam used in construction), to put in a floor, as her house is built of clay.

This finance will improve her family’s quality of life. She is very grateful for the opportunity and Kiva and Ceprodel are giving her, as it is the only way to sustain her household.
View original language description ↓
Doña Rosa María vive en la capital de Managua, es una persona trabajadora, madre soltera con dos hijos a su cargo actualmente labora en una universidad del estado con más de veinte y cuatro año de servicio como afanadora.

El crédito que solicita a CEPRODEL lo utilizara para invertirlo en compra de materiales de construcción tales como cerámica boom, para poner piso ya que es de tierra su vivienda.

Este financiamiento mejorara el nivel de vida de su familia, con esta oportunidad que le ofrecerá kiva y Ceprodel estará muy agradecido, ya que es el único sostén de su hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Rosa María to buy building materials.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 22, 2013
Currency Exchange Loss:
Jul 18, 2014