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Carlos Miguel
Carlos is 24 years old and single. He has no children and lives with his parents in Chillanes, in Bolívar province. He belongs to the “San Juan Bautista” [John the Baptist] Communal Bank. The organization was formed and created in the city of Tambanal, which is located forty minutes from the cooperative’s office. The members are engaged in agriculture and raising livestock. Carlos is engaged in farming ad grows corn and beans, and also raises livestock and pigs. He is requesting the loan to purchase livestock, vaccines, and feed. With the help of this loan, he will be able to purchase livestock. He makes his purchases in Chillanes. His dream is to have his own lands to lease. The challenge he faces is the bad weather as it rains a lot. In his free time, he enjoys playing sports, especially volleyball and soccer.
View original language description ↓
CARLOS tiene 24 años de edad es soltero no tiene hijos vive con los padres en Chillanes provincia de Bolívar.

Pertenece a la VRC SAN JUAN BAUTISTA se encuentra formada y creada en la ciudad de Tambanal a una distancia de 40 minutos de la oficina de la cooperatva, La actividad económica es la agricultura, crianza de animales.

CARLOS se dedica a la agricultura a la siembra de maíz, fréjol,además se dedica a la crianza de ganado y cerdos.
Solicita el crédito para comprar un ganado, vacuna y alimentación. Con la ayuda del crédito podrá comprar el ganado. La compra la realizará en Chillanes.

El sueño es tener terrenos propios para arrendar. Los desafíos a los que se enfrenta es el mal clima mucha lluvia.

En el tiempo libre le gusta practicar el deporte en especial el boli y el futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Miguel to purchase livestock, vaccines, and feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Mar 22, 2013
Currency Exchange Loss:
Apr 17, 2014