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Gabriel Marcelo
Gabriel is 53 years old and is single with no children. He lives with some relatives in Chillanes, Bolívar Province.

He is a member of the communal bank VRC SAN JUAN BAUTISTA. This communal bank came together and was set up in the city of Tambanal, at a distance of 40 minutes from the cooperative’s office. The economic activities carried out are agriculture and animal rearing.

Gabriel works in agriculture. He sets maize and beans and he also rears livestock.

He is requesting this loan to buy livestock. With the help of this loan he will be able to buy one animal. He will purchase it in Chillanes.

His dream is to have his own land to sow. One of the challenges for him is the heavy that damages his crops.

In his free time he likes to play sport, especially indoor bowling, and he enjoys living in his community and the festivities held in the area.
View original language description ↓
GABRIEL tiene 53 años de edad es soltero no tiene hijos, vive con los unos familiares en cghillanes Provincioa de Bolívar.

Pertenece a la VRC SAN JUAN BAUTISTA se encuentra formada y creada en la ciudad de Tambanal a una distancia de 40 minutos de la oficina de la cooperatva, La actividad económica es la agricultura, crianza de animales.

GABRIEL se dedica a la agricultura a la siembra de maíz, fréjol,además se dedica a la crianza de ganado.
Solicita el crédito para comprar un ganado. Con la ayuda del crédito podrá comprar el ganado. La compra la realizará en Chillanes.

El sueño es tener terrenos propios para poder sembrar. Los desafíos a los que se enfrenta es la presencia de mucha lluvias daña los cultivos.

En el tiempo libre le gusta practicar el deporte en especial el boly, indor. y disfrutar de la comunidad y de las festividades.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,739,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Gabriel Marcelo to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Mar 22, 2013
Currency Exchange Loss:
Apr 17, 2014