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Miguel Gilberto
Miguel is 32 years old, is in a common law marriage and has one son. He lives with his partner and son in the city of Chillanes in the province of Bolívar. He is a member of the San Juan Bautista Communal Bank, which was formed and is located in the city of Tambanal, which is 40 minutes from the office of Cooperativa San Jose. He works in agriculture, raising animals such as cattle and pigs. He also grows corn and beans.

Miguel is requesting this loan to buy a cow, vaccination and feed. He plans to buy the cow in Chillanes. His dream is to have his own fields to grow corn. The challenges he faces are the pests and diseases that harm his crops. In his free time he likes to enjoy community festivals and the carnival.
View original language description ↓
MIGUEL tiene 32 años de edad de estado civil unión libre tiene un hijo, vive con la pareja y con el hijo en la ciudad de Chillanes Provincia de Bolívar.

Pertenece a la VRC SAN JUAN BAUTISTA se encuentra formada y creada en la ciudad de Tambanal a una distancia de 40 minutos de la oficina de la cooperatva, La actividad económica es la agricultura, crianza de animales.

MIGUEL se dedica a la agricultura a la siembra de maíz, fréjol,además se dedica a la crianza de ganado y cerdos.
Solicita el crédito para comprar un ganado, vacuna y alimentación. Con la ayuda del crédito podrá comprar el ganado. La compra la realizará en Chillanes.

El sueño es tener terrenos propios para poder sembrar maíz. Los desafíos a los que se enfrenta es la presencia de plagas y enfermedades en los cultivos.

En el tiempo libre le gusta disfrutar de las fiestas de la comunidad y del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Miguel Gilberto to buy a cow, vaccination and feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Mar 22, 2013
Currency Exchange Loss:
May 28, 2014