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Maria Fernanada

María lives in Guayaquil. She started out selling basic items and doing well decided to open a bazaar at home to cover some of the household expenses that came up. She works with her husband; both of them tend to the store. Illness is an important factor at work because it prevents them from doing their work under normal conditions because during the winter in Ecuador there is much illness. She and her husband are in a common law marriage and she has a one-year-old little boy who does not attend school. She wants to use the loan to buy merchandise, shelving, food items and notebooks. Her future goal is to enlarge her house; next year she’ll manage to make it two stories.
View original language description ↓
La Clienta María vive en Guayaquil. Ella comenzó vendiendo productos básicos, y como le fue bien en la ventas decidió ponerse un bazar en su casa para así poder cubrir algunos gastos de los que se le presentan en su casa.

Ella realiza esta labor junto a su esposo los dos atienden el bazar. Las enfermedades son un factor importante en su trabajo ya que le impiden realizar su trabajo con normalidad, ya que en temporada invernal en Ecuador hay muchas enfermedades. Ella tiene esposo están en unión libre, y tiene un pequeño hijo de 1 año de edad el cual no estudia.

Con el prestamo quiere comprar articulos de bazar, armazones, viveres, cuadernos. Sus metas para un futuro son; hacer su casa mas grande, y ya el próximo año lograrla hacer de 2 pisos.  

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maria Fernanada to buy stock merchandise, shelving and food items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 22, 2013
Currency Exchange Loss:
May 6, 2014