Josefina is 61 years old and widowed with three children.
She earns a living by raising livestock in the Philippines. Josefina is borrowing PHP 15,000 through NWTF to buy additional livestock.
Josefina has been raising livestock for six years and also earns additional income from running a general store.
She is working tirelessly toward the attainment of her dream: to save money to expand her business.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.