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Esther is a farmer in her rural home in Nkubu, where she lives with her husband and four children. She has been farming for seven years, producing mainly maize and beans for the local market. She gets additional income in the local market from her secondhand clothing retail business.

Esther has requested a loan of 30,000 KES from Juhudi Kilimo to buy poultry birds, so she can diversify her farming business. She believes the poultry business will cushion the poor performance of crops due to inadequate rains and pests, and will help her educate her children.

She says she chose Juhudi Kilimo for the loan facility due to her belief it renders the best services.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 450
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Esther to buy poultry birds to start a new business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 24, 2013
Currency Exchange Loss:
Oct 21, 2013