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Kongba Chanam Leikai Group
In this Group: Anita, Rita, Anita, Rani, Ibeton, Pinky, Sundari, Nita, Bijeta, Sundari
“Growing up only with the support of elderly parents is tough,” says Rani. She is featured with the raised hand and belongs to Kongba Chanam Leikai SHG. Her elderly parents’ inability to earn good income for the family left all four siblings with only a primary school education. Rani started earning by weaving at an early age and supports the family. She also says she makes extra efforts to succeed because she doesn’t have what it takes.

During the initial stages of her business, Rani took loan credits from local money lenders to buy yarn and weaving materials. She used to weave only women’s wrap-around skirts. But with the small profits she made, she hardly managed to pay back the high-interest money lenders.

Rani also started collecting woven products from other weavers in the locality, along with her own woven cloth, and sold them at a little higher rate at the main market. Rani continues her weaving business in this manner, and now she is acknowledged to be one of the successful unmarried females in the neighborhood.

Rani joined a monthly savings group with the local money investment group, and she will get her savings at the end of every 12 months. Rani also says, “God helps those who help themselves,” because more than five weavers are working under her supervision now, and she hopes to do better in the future.

With this loan, Rani will purchase a lot of yarn and weave plenty of woven products. She wishes to get an extra loom in a couple of months if things go according to her plan. Rani hopes to expand her weaving business and provide a better life for her parents and family. She thanked WSDS and Kiva for the support and wish them blessings.

The rest of the group members are also engaged in weaving and embroidery works.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 86
    View loans »
    India Loans Fundraising
  • $6,091,475
    Funds lent in using Kiva
  • 54.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Kongba Chanam Leikai Group's $2,775 loan helped a member to buy products to expand her weaving business.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 25, 2013
Mar 24, 2013
Currency Exchange Loss: