Grace is married and has one child. Her husband is a teacher. Having successfully graduated from junior high school, Grace currently works as a cosmetics seller and seamstress in Akonoma (near Cape Coast), which she has been doing since 2008. Grace uses her income to help her husband in covering their family's general expenses. Grace will use the loan to purchase more cosmetics, thus allowing her to meet rising customers’ demands. With the new profits from her expanded business, Grace plans to increase her working capital and further develop her enterprise.