Charlotte sells rice in Akonoma (near Cape Coast), which she has been doing for 15 years. She has studied up to form four of middle school and is now married with 5 children. Her husband works as a carpenter. She uses the proceeds from her business to help her husband cover their family's general expenses. Her loan will be used to buy more rice, therefore allowing her to meet increasing customers' demands. She hopes to use the new profits from her business to further develop her food-selling enterprise.