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Nargiz is from a small village in the Kvareli district. She is married and lives with her 33-year-old son, her daughter-in-law, mother-in-law and two infant granddaughters. Her mother-in-law is provided with a retirement pension. Nargiz is involved in agricultural activities. In particular, she has a milk cow, a calf and a pig. She milks the cow and produces dairy products for selling.

In addition, the family has a 0.46 hectare vineyard and 1.75 hectares of agricultural land, where cucumbers and watermelons are grown. They sell the harvested products locally. Nargiz is a very hardworking woman and has rich experience in her business. She requested a loan for purchasing watermelon seeds and fertilizers for the land. The family will be able to grow watermelon for selling and thus increase their income. With increased income Nargiz will provide better living conditions for her family. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nargiz to purchase fertilizers and watermelon seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 25, 2013
Currency Exchange Loss:
Oct 17, 2013