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A 30-year-old mother of three schoolchildren living in Dambae district of Kampong Cham province, Tom is a local farmer who farms cassava on two hectares as her primary source of income. To better feed the family, she and her husband also grow rice on half a hectare of farmland. She has been engaged in this business for the past 10 years. This is the fourth time that Tom has taken a loan from VisionFund (Kiva’s partner). She has fully repaid back her past loans with success and they have supported her farming activities and increased her income. For this cycle, she is seeking a new loan in order to pay for plowing fees, fertilizer, and weeding fees for her farmland. Moreover, she will use a portion of her loan to buy rubber tree seedlings for extra income. She hopes that she can earn more income and build a decent house for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,994.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Tom to pay for plowing fees, fertilizer, and weeding fees.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
At end of term
Feb 20, 2013
Mar 24, 2013
Currency Exchange Loss:
May 17, 2014