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In's Group
In this Group: In, Muoy
Originally from Dambae district of Kampong Cham province, In is 43 years old and married. She has six children, four of whom are students at the local public school. To deal with the daily cost of living, she and her husband are cassava and rice farmers. She has been in the business for 25 years and is able to earn about 24,000 KHR per day. In, a first time borrower, has formed a group with a second time borrower, to apply for a new loan. She and her joint member are seeking 4,000,000 KHR and 2,000,000 KHR respectively. As the group leader, she will use her loan portion to purchase potash, pesticides, and rice seed. She hopes to grow her rice on time so that she can improve her family's living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 3,994.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of In's Group's $1,525 loan helped a member to purchase potash, pesticides, and rice seed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 24, 2013
Currency Exchange Loss:
Dec 17, 2013