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Pov's Group
In this Group: Pov, Toch
Age 30 and a mother of one son, Pov is a local citizen from Kampong Cham province. She struggles against her family’s hardships via rice farming and her husband helps to supplement the family’s income via working at rubber plantation, tapping rubber trees for latex. The current business which she has been with for 10 years, generates about 18,300 KHR per day.

Pov is a four-cycle client with VisionFund (Cambodia) and has repaid her past loans successfully. This has enabled her to increase her income and keep her children in school. Now, she is in a group of two to apply for a new loan. She and her joint borrower are seeking 1,400,000 KHR each. She is the group leader and she will use her loan to pay for plowing fees and to buy fertilizer and cassava seedlings. She hopes to grow her crops in a timely manner and earn more income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,440,225
    Funds lent in using Kiva
  • 3,994.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pov's Group's $725 loan helped a member to pay for plowing fees and to buy fertilizer and cassava seedlings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 20, 2013
Mar 24, 2013
Currency Exchange Loss:
Mar 17, 2014