Check out some available loans that are similar to this one!
Maa Biranchi Narayani Self Help Group
In this Group: Saraswati , Parbati , Mukta , Jhili , Amari , Jasoda , Basanti , Jayanti , Kathi , Jasoda
Saraswati is 42 years old and married. She lives in house made of mud, with her husband and two children, in a rural village of the Jajpur district in Odisha, India. She and her husband earn a living by farming rice and vegetables that they sell in the market. Having been in this business for ten years, she manages to earn about 5,000 INR per month and can save about 2,000 INR each month for future needs.

This is a group loan for Maa Biranchi Narayani Self Help Group of ten women. The members of this group are engaged in different kinds of activities. Some of them are managing grocery shops and others are doing farming.

Saraswati is leading her group to apply for a loan. She wants to use her loan portion to buy fertilizers, seeds and pesticides for her farmland. The lady standing fourth from the left side wearing a yellow saree is Saraswati. She hopes to increase her rice yield and earn more income to better her living conditions.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 104
    View loans »
    India Loans Fundraising
  • $6,147,900
    Funds lent in using Kiva
  • 54.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Biranchi Narayani Self Help Group's $2,775 loan helped a member to pay for purchasing fertilizers, seeds and pesticides for her farmland.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 24, 2013
Currency Exchange Loss: