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Francisca is 49 years old and married with five children.

Francisca works hard to provide for her family. She runs a business buying and selling charcoal in the Philippines and has requested a PHP 16,000 loan through NWTF to buy additional sacks of charcoal to sell.

Francisca has borrowed and repaid 16 loans from NWTF before this loan. She has been running the charcoal business for 15 years and also earns an income from fish vending and farming rice.

Francisca aspires to save enough money to be able to afford sending her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 467
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Francisca to buy additional sacks of charcoal to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 23, 2013
Currency Exchange Loss:
Jul 17, 2013