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Helen is 43 years old and has seven children. She is married and has four children in school. Helen is in the agricultural business, farming sugarcane in the Philippines. Helen applied for a PHP 10,000 loan through NWTF to buy fertilizer and other farm supplies. Helen has been farming sugarcane for 27 years, and she has borrowed from NWTF twice in the past to sustain her business. In the future, Helen would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 310
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Helen to buy fertilizer and other supplies for her sugarcane farm.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 23, 2013
Currency Exchange Loss:
Dec 17, 2013