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Heang's Group
In this Group: Heang, Thet, Mom
A widowed mother of four children, Heang is aged 44, living in a rural village of the Moung Russey district in Cambodia. Out of her four children, she still has two dependent children to take care of and they are still in school.

To support her big family, Heang grows pineapple as a primary source of income for the family and she has been in this business for ten years. Her current business now earns her about 25,000 KHR per day and she is able to save about 10,000 KHR each day.

Heang is in her first cycle with VisionFund. Now she is leading her group of three to apply for a loan. As the leader, she wants to use her portion to buy fertilizers for her pineapple. She hopes this loan will enable her increase her family’s income to make better living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 60
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,984.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heang's Group's $675 loan helped a member to buy fertilizers for her pineapple.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 23, 2013
Currency Exchange Loss:
Mar 17, 2014