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This is 34 year-old Abdul. He is married and has two children, ages four and seven, both in school. He has one additional dependent, who lives with him to be fostered.

In 2007, Abdul established his jeans, crepes, shoes, shirts, sandals and mobile phones retail business. He began his business because he was unable to complete his secondary school education because of poverty and the civil war that was in the country. He engaged himself in a cobbler job and the money he accumulated was used to start a foodstuff business instead of going back to school.

Working seven days a week and 15 hours a day, Abdul earns about 1,082,000 SLL every month from this business. He would like a loan in the amount of 3,000,000 SLL. He requires a loan in order to buy jeans, polos, Lacoste merchandise and crepes.

In the future, Abdul plans to educate his children and send them abroad for further studies, buy a car and open a shop. This loan will help to increase sales and customers. Inadequate capital is his major challenge. He is a hardworking and honest business man. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Abdul to buy jeans, polos, Lacoste merchandise and crepes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 23, 2013
Currency Exchange Loss:
Oct 17, 2013