Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $4,950 helped a member to buy supplies.

Esfuerzo De Las Flores Group's story

The El Esfuerzo de Las Flores communal bank is located in Villarrica, where most of the members are artists and a few sell lingerie, books, clothing, and firewood. Carmen is one of the members. She is located in the top right hand side of the picture, below the blue paper and a star. She sells clothing, arts in wool, and lumber. She began her business many years ago, but she was not able to continue due to many factors, but this helped motivate here idea of having her own business. One of the problems she had was not having the freedom to venture off on her own. She has always wanted to work in art and she will use the money from this loan to buy clothing, yarn to make her crafts such as scarves, gloves, hats, and sweaters. She hopes to have good response to what she buys so that she can begin to solidify her dream. She has also been able to make good contacts in nearby towns through the communal bank. This will help her make sales in these areas, or in various artesian fairs. She stresses that what she has enjoyed about working with Fondo Esperanza is that she has felt very good about the communication with her advisor from the Villarrica office. She is grateful for all the help that she gets from Fondo Esperanza and for the great group that her communal bank has become.

In this group: Maria Delfina, Javiera Candelaria, Hector Ricardo, Emilia Beatriz, Margarita Del Carmen, Olivia Ester, Valeria Soledad, Maritza Solange, Ximena Alexandra, Raquel Del Carmen, Monica Alejandra, Sivia Andrea, Adan Adonias, Judith Inelia, Flor Yolanda, Marly Evelyn, Derni Alejandro, Nelda Elena, Livian Susana, Valeria Andrea, Flor Mariana, Espragelia Del Carmen

Translator profile picture

Translated from Spanish by Kiva volunteer Hugo Reyes

Loan details

Lenders and lending teams

Loan details