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Dolores Isabel
Dolores Isabel is a hard-working young lady who has a great desire to improve herself. She is the mother of two children and has been working since she was 20 years old. She has been working as a cashier in a state institution for seven years. She lives in her parents' home.

Dolores Isabel needs this loan so that she can complete her university degree. She will invest her money in paying her tuition fees so that she is up to date with her payments. Some of the money will be used for the aforementioned purpose and the rest will be invested in buying sewage pipes.

"I thank God for the opportunity I am receiving from Ceprodel and Kiva as it will enable me to complete my degree. It is my dream to improve my income and my family's standard of living".
View original language description ↓
La joven Dolores Isabel es una persona con espíritu de superación trabajadora, es madre de dos hijos que tiene a su cargo, labora desde la edad de los veinte años, actualmente se desempeña como cajera en una institución del estado desde hace siete años. Ella vive en casa de sus padres.

Dolores Isabel necesita préstamo para poder terminar su carrera universitaria, lo cual lo invertirá en pago de matrícula, aranceles para ponerse al día con los pagos, este crédito lo ocupara con lo antes mencionado y la otra parte para invertirlo en tubería de agua negra.

“agradezco a dios como primera instancias por la oportunidad que le de ceprodel y kiva, para poder terminar mi carrera ya que es mi sueño para tener mejor ingreso y mejorar el nivel de vida de mi familia”.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Dolores Isabel to cover her university expenses.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 21, 2013
Currency Exchange Loss:
Jul 18, 2014