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Aracely De Los Ángeles
Aracely lives in the city of Managua. She is married and has two young children. She works as a cleaner at a university and is noted for being a hard-working, honest, responsible lady.

Aracely is requesting a loan from Ceprodel to build a septic tank as she lives in a rural area where there are no sewage pipes. This is why she decided to make this investment.

Aracely is grateful to Ceprodel and Kiva because, through her previous loans, she has improved her home and managed to provide her children with better living conditions.
View original language description ↓
La señora Aracely vive en la cuidad de Managua casada tiene dos pequeños hijos trabaja en el área de limpieza de una universidad se caracteriza por ser una mujer trabajadora, honesta, responsable.

Está solicitando un crédito a ceprodel para hacer la construcción de una pila séptica ya que vive en una zona rural donde no hay tuberías de aguas negras es por esta razón que decidió hacer dicha inversión.

Doña Aracely agradece a ceprodel y kiva porque con los otros créditos que se le han otorgado ha mejorado su vivienda para darles mejores condiciones de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Aracely De Los Ángeles to buy building supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 26, 2014