A loan of $1,175 helped to buy construction materials and a toilet.


Margarita De Los Ángeles's story

Margarita lives in the Catarina municipality. This municipality was selected to participate in a pilot program to improve local training with respect to sanitation issues in Nicaragua.

She is 27 years old, and she is a state worker earning low income as a teacher. She teaches in an area known as Pacayita, which is where Margarita travels every day. Her family is comprised of her husband and her minor daughter.

She is currently applying to participate in a water and sanitation project, which includes obtaining a loan for the installation of an affordable sanitation system. This includes the installation of a conventional toilet with the construction of the Bio-San 1 system. This consists of the utilization of a 600 Its Biodigestor tank. This will provide better treatment of the waste water, and it will have an absorption well where the sanitized water will go. This will contribute greatly to the environment.

This setup is required because the place where she lives does not have access to sewer lines. For this reason, her family has been using a latrine. Her family is one of thousands who do not have access to improved sanitation. This project will benefit several municipalities across Nicaragua. It will allow them to have a better quality of life and to also contribute to the environment.

Without the opportunity of this loan, it would be impossible for Margarita to have access to a toilet because they are very expensive. With her low salary it is impossible to manage to install one. These programs come to help families living in the poorest conditions. The latrines cause illnesses and contaminate the environment. That is why the idea was born to create solutions intended for the poorest area.

Translated from Spanish by Kiva volunteer Ginny Kalish



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